Gold plans in Ogemaw County

Name: Gold marketplace plans in Ogemaw County, MI: all 13
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

13 Gold plans sold in Ogemaw County, Michigan, from 5 insurers, priced at age 27.

What people in Ogemaw County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Ogemaw County listed at $722 a month and the average person paid $279 after the advance premium tax credit.

Across the 83 Michigan counties CMS published, the averages are $800 and $212; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 27: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 27	Deductible	Max out of pocket
Standard Gold Ambetter from Meridian	Gold	HMO	$388.46	$2,000	$8,200
Everyday Gold Ambetter from Meridian	Gold	HMO	$394.52	$800	$7,250
Standard Gold + Vision + Adult Dental Ambetter from Meridian	Gold	HMO	$402.76	$2,000	$8,200
Everyday Gold + Vision + Adult Dental Ambetter from Meridian	Gold	HMO	$409.03	$800	$7,250
Elite Gold Ambetter from Meridian	Gold	HMO	$444.97	$0	$6,500
Elite Gold + Vision + Adult Dental Ambetter from Meridian	Gold	HMO	$461.34	$0	$6,500
MHP Gold McLaren Health Plan Community	Gold	HMO	$568.38	$2,100	$8,000
MHP Gold Standard McLaren Health Plan Community	Gold	HMO	$573.58	$2,000	$8,200
Blue Cross® Preferred HMO Gold Blue Care Network of Michigan	Gold	HMO	$646.93	$2,050	$8,800
Blue Cross® Preferred HMO Gold Extra Blue Care Network of Michigan	Gold	HMO	$671.66	$2,000	$8,200
MyPriority Standard Gold Priority Health	Gold	HMO	$686.72	$2,000	$8,200
Blue Cross® Premier PPO Gold Blue Cross Blue Shield of Michigan Mutual Insurance Company	Gold	PPO	$722.08	$1,450	$9,000
Blue Cross® Premier PPO Gold Extra Blue Cross Blue Shield of Michigan Mutual Insurance Company	Gold	PPO	$805.56	$2,000	$8,200

Counties next to this one

Ogemaw County is in Rating Area 15 of Michigan. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 12 other counties share it and are listed first; the rest are the largest in Michigan.

County	Plans	Insurers	Cheapest at 40	Average paid after credit
Oscoda County same rating area	45	5	$408.53	$241
Roscommon County same rating area	45	5	$408.53	$263
Alcona County same rating area	36	4	$408.53	$217
Alpena County same rating area	36	4	$408.53	$162
Cheboygan County same rating area	36	4	$408.53	$234
Crawford County same rating area	36	4	$408.53	$194
Iosco County same rating area	36	4	$408.53	$171
Montmorency County same rating area	36	4	$408.53	$170
Otsego County same rating area	36	4	$408.53	$194
Presque Isle County same rating area	36	4	$408.53	$187
Chippewa County same rating area	16	2	$415.16	$154
Mackinac County same rating area	16	2	$415.16	$192

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Ogemaw County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.