Marketplace health plans in Mackinac County

Name: Marketplace health plans in Mackinac County, MI: all 16
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

16 plans sold in Mackinac County, Michigan, from 2 insurers, priced at age 21.

What people in Mackinac County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Mackinac County listed at $904 a month and the average person paid $192 after the advance premium tax credit.

Across the 83 Michigan counties CMS published, the averages are $800 and $212; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

284 of the 638 people who enrolled here — 44.5% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 21: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 21	Deductible	Max out of pocket
Blue Cross® Preferred HMO Value Blue Care Network of Michigan	Catastrophic	HMO	$324.85	$10,600	$10,600
Blue Cross® Premier PPO Value Blue Cross Blue Shield of Michigan Mutual Insurance Company	Catastrophic	PPO	$326.41	$10,600	$10,600
Blue Cross® Preferred HMO Bronze Secure Blue Care Network of Michigan	Bronze	HMO	$346.83	$10,600	$10,600
Blue Cross® Preferred HMO Bronze Extra Blue Care Network of Michigan	Expanded Bronze	HMO	$393.14	$7,500	$10,000
Blue Cross® Premier PPO Bronze Secure Blue Cross Blue Shield of Michigan Mutual Insurance Company	Bronze	PPO	$394.07	$10,600	$10,600
Blue Cross® Preferred HMO Bronze Saver HSA Blue Care Network of Michigan	Expanded Bronze	HMO	$400.52	$8,500	$8,500
Blue Cross® Premier PPO Bronze Saver HSA Blue Cross Blue Shield of Michigan Mutual Insurance Company	Expanded Bronze	PPO	$445.98	$8,500	$8,500
Blue Cross® Premier PPO Bronze Extra Blue Cross Blue Shield of Michigan Mutual Insurance Company	Expanded Bronze	PPO	$451.36	$7,500	$10,000
Blue Cross® Preferred HMO Silver Saver Blue Care Network of Michigan	Silver	HMO	$505.04	$5,800	$7,650
Blue Cross® Preferred HMO Silver Extra Blue Care Network of Michigan	Silver	HMO	$597.59	$6,000	$8,900
Blue Cross® Premier PPO Silver Saver HSA Blue Cross Blue Shield of Michigan Mutual Insurance Company	Silver	PPO	$610.20	$3,900	$7,700
Blue Cross® Preferred HMO Gold Blue Care Network of Michigan	Gold	HMO	$617.30	$2,050	$8,800
Blue Cross® Preferred HMO Gold Extra Blue Care Network of Michigan	Gold	HMO	$640.90	$2,000	$8,200
Blue Cross® Premier PPO Silver Extra Blue Cross Blue Shield of Michigan Mutual Insurance Company	Silver	PPO	$662.18	$6,000	$8,900
Blue Cross® Premier PPO Gold Blue Cross Blue Shield of Michigan Mutual Insurance Company	Gold	PPO	$689.01	$1,450	$9,000
Blue Cross® Premier PPO Gold Extra Blue Cross Blue Shield of Michigan Mutual Insurance Company	Gold	PPO	$768.66	$2,000	$8,200

Counties next to this one

Mackinac County is in Rating Area 15 of Michigan. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 12 other counties share it and are listed first; the rest are the largest in Michigan.

County	Plans	Insurers	Cheapest at 40	Average paid after credit
Ogemaw County same rating area	45	5	$408.53	$279
Oscoda County same rating area	45	5	$408.53	$241
Roscommon County same rating area	45	5	$408.53	$263
Alcona County same rating area	36	4	$408.53	$217
Alpena County same rating area	36	4	$408.53	$162
Cheboygan County same rating area	36	4	$408.53	$234
Crawford County same rating area	36	4	$408.53	$194
Iosco County same rating area	36	4	$408.53	$171
Montmorency County same rating area	36	4	$408.53	$170
Otsego County same rating area	36	4	$408.53	$194
Presque Isle County same rating area	36	4	$408.53	$187
Chippewa County same rating area	16	2	$415.16	$154

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Mackinac County, or an insurer arrives or leaves.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not an insurance agent or broker: this is a notification about published data, not a sales call. Privacy.

Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.