Catastrophic plans in Houghton County
2 Catastrophic plans sold in Houghton County, Michigan, from 2 insurers, priced at age 60.
What people in Houghton County actually paid
The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Houghton County listed at $858 a month and the average person paid $131 after the advance premium tax credit.
Across the 83 Michigan counties CMS published, the averages are $800 and $212; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.
1,108 of the 2,174 people who enrolled here — 51.0% — paid $10 a month or less.
What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.
Premiums at age 60: 212730405060
| Plan | Metal | Type | Premium at 60 | Deductible | Max out of pocket |
|---|---|---|---|---|---|
| Blue Cross® Premier PPO Value
Blue Cross Blue Shield of Michigan Mutual Insurance Company |
Catastrophic | PPO | $1,038.65 | $10,600 | $10,600 |
| Blue Cross® Preferred HMO Value
Blue Care Network of Michigan |
Catastrophic | HMO | $1,050.54 | $10,600 | $10,600 |
Counties next to this one
Houghton County is in Rating Area 16 of Michigan. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 12 other counties share it and are listed first; the rest are the largest in Michigan.
| County | Plans | Insurers | Cheapest at 40 | Average paid after credit |
|---|---|---|---|---|
| Alger County same rating area | 16 | 2 | $489.09 | $195 |
| Baraga County same rating area | 16 | 2 | $489.09 | $116 |
| Delta County same rating area | 16 | 2 | $489.09 | $144 |
| Dickinson County same rating area | 16 | 2 | $489.09 | $144 |
| Gogebic County same rating area | 16 | 2 | $489.09 | $171 |
| Iron County same rating area | 16 | 2 | $489.09 | $161 |
| Keweenaw County same rating area | 16 | 2 | $489.09 | $147 |
| Luce County same rating area | 16 | 2 | $489.09 | $130 |
| Marquette County same rating area | 16 | 2 | $489.09 | $170 |
| Menominee County same rating area | 16 | 2 | $489.09 | $159 |
| Ontonagon County same rating area | 16 | 2 | $489.09 | $142 |
| Schoolcraft County same rating area | 16 | 2 | $489.09 | $209 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When next year’s premiums are posted for Houghton County, or an insurer arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not an insurance agent or broker: this is a notification about published data, not a sales call. Privacy.
Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.