Bronze plans in Clare County
3 Bronze plans sold in Clare County, Michigan, from 4 insurers, priced at age 21.
What people in Clare County actually paid
The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Clare County listed at $921 a month and the average person paid $138 after the advance premium tax credit.
Across the 83 Michigan counties CMS published, the averages are $800 and $212; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.
438 of the 1,318 people who enrolled here — 33.2% — paid $10 a month or less.
What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.
Premiums at age 21: 212730405060
| Plan | Metal | Type | Premium at 21 | Deductible | Max out of pocket |
|---|---|---|---|---|---|
| Blue Cross® Preferred HMO Bronze Secure
Blue Care Network of Michigan |
Bronze | HMO | $366.09 | $10,600 | $10,600 |
| Blue Cross® Premier PPO Bronze Secure
Blue Cross Blue Shield of Michigan Mutual Insurance Company |
Bronze | PPO | $374.06 | $10,600 | $10,600 |
| MHP Bronze
McLaren Health Plan Community |
Bronze | HMO | $411.88 | $8,250 | $10,150 |
Counties next to this one
Clare County is in Rating Area 13 of Michigan. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 3 other counties share it and are listed first; the rest are the largest in Michigan.
| County | Plans | Insurers | Cheapest at 40 | Average paid after credit |
|---|---|---|---|---|
| Gladwin County same rating area | 36 | 4 | $395.96 | $163 |
| Isabella County same rating area | 36 | 4 | $395.96 | $169 |
| Midland County same rating area | 36 | 4 | $395.96 | $176 |
| Kent County | 80 | 7 | $356.39 | $254 |
| Calhoun County | 72 | 6 | $421.38 | $269 |
| Kalamazoo County | 72 | 6 | $421.38 | $306 |
| Ottawa County | 67 | 6 | $356.39 | $296 |
| Genesee County | 64 | 6 | $358.86 | $234 |
| Macomb County | 64 | 5 | $345.23 | $182 |
| Oakland County | 64 | 5 | $345.23 | $236 |
| Wayne County | 64 | 5 | $348.64 | $195 |
| Van Buren County | 63 | 5 | $414.51 | $270 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When next year’s premiums are posted for Clare County, or an insurer arrives or leaves.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.