Silver plans in Vernon Parish
8 Silver plans sold in Vernon Parish, Louisiana, from 3 insurers, priced at age 40.
What people in Vernon Parish actually paid
The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Vernon Parish listed at $866 a month and the average person paid $169 after the advance premium tax credit.
Across the 64 Louisiana counties CMS published, the averages are $832 and $140; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.
315 of the 1,406 people who enrolled here — 22.4% — paid $10 a month or less.
What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.
Premiums at age 40: 212730405060
| Plan | Metal | Type | Premium at 40 | Deductible | Max out of pocket |
|---|---|---|---|---|---|
| CHRISTUS Standard Silver
CHRISTUS Health Plan |
Silver | HMO | $705.54 | $6,000 | $8,900 |
| CHRISTUS Silver Essential
CHRISTUS Health Plan |
Silver | HMO | $710.71 | $6,900 | $9,300 |
| CHRISTUS Silver Essential Plus
CHRISTUS Health Plan |
Silver | HMO | $731.67 | $6,900 | $9,300 |
| Blue POS 80/60 $3200 with 2 $0 PCP Virtual Visits
HMO Louisiana |
Silver | POS | $775.13 | $3,200 | $9,100 |
| Blue POS Copay (PCP) 60/40 $6000 Standardized
HMO Louisiana |
Silver | POS | $800.63 | $6,000 | $8,900 |
| Blue Max Copay (PCP) 50/50 $3300 with 2 $0 PCP Virtual Visits
Blue Cross and Blue Shield of Louisiana |
Silver | PPO | $1,048.06 | $3,300 | $9,900 |
| Blue Max Copay (PCP) 60/40 $6000 Standardized
Blue Cross and Blue Shield of Louisiana |
Silver | PPO | $1,055.95 | $6,000 | $8,900 |
| Blue Saver 90/70 $3400
Blue Cross and Blue Shield of Louisiana |
Silver | PPO | $1,068.02 | $3,400 | $8,300 |
Silver is the only level that carries cost-sharing reductions. If your income is under 250% of the federal poverty level, a Silver plan’s deductible and copays drop automatically — often far below what Gold offers for more money. Each plan’s page shows exactly what it becomes.
Counties next to this one
Vernon Parish is in Rating Area 6 of Louisiana. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 7 other counties share it and are listed first; the rest are the largest in Louisiana.
| County | Plans | Insurers | Cheapest at 40 | Average paid after credit |
|---|---|---|---|---|
| Catahoula Parish same rating area | 28 | 3 | $519.79 | $122 |
| Concordia Parish same rating area | 28 | 3 | $519.79 | $118 |
| Grant Parish same rating area | 28 | 3 | $504.79 | $183 |
| LaSalle Parish same rating area | 28 | 3 | $519.79 | $143 |
| Rapides Parish same rating area | 28 | 3 | $504.79 | $173 |
| Avoyelles Parish same rating area | 15 | 2 | $519.79 | $170 |
| Winn Parish same rating area | 15 | 2 | $519.79 | $176 |
| Bossier Parish | 63 | 5 | $402.19 | $167 |
| Caddo Parish | 63 | 5 | $402.19 | $149 |
| Ascension Parish | 59 | 5 | $424.24 | $162 |
| East Baton Rouge Parish | 59 | 5 | $424.24 | $142 |
| West Baton Rouge Parish | 59 | 5 | $424.24 | $148 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When next year’s premiums are posted for Vernon Parish, or an insurer arrives or leaves.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.