QHP Index

Silver plans in Saint Mary Parish

12 Silver plans sold in Saint Mary Parish, Louisiana, from 3 insurers, priced at age 21.

What people in Saint Mary Parish actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Saint Mary Parish listed at $882 a month and the average person paid $117 after the advance premium tax credit.

Across the 64 Louisiana counties CMS published, the averages are $832 and $140; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

1,702 of the 2,904 people who enrolled here — 58.6% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 21: 212730405060

PlanMetalType Premium at 21DeductibleMax out of pocket
Blue Connect 80/60 $3200 with 2 $0 PCP Virtual Visits (L)
HMO Louisiana
SilverPOS $552.93 $3,200 $9,100
Blue Connect Copay (PCP) 60/40 $6000 Standardized (L)
HMO Louisiana
SilverPOS $571.12 $6,000 $8,900
Blue POS 80/60 $3200 with 2 $0 PCP Virtual Visits
HMO Louisiana
SilverPOS $587.60 $3,200 $9,100
Blue POS Copay (PCP) 60/40 $6000 Standardized
HMO Louisiana
SilverPOS $606.93 $6,000 $8,900
UHC Silver Value ($0 Virtual Urgent Care, No Referrals)
UnitedHealthcare
SilverEPO $635.40 $4,000 $10,600
UHC Silver Standard (No Referrals)
UnitedHealthcare
SilverEPO $640.58 $6,000 $8,900
UHC Silver Value + ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
UnitedHealthcare
SilverEPO $650.51 $4,000 $10,600
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
UnitedHealthcare
SilverEPO $668.97 $0 $10,150
UHC Silver Copay Focus + $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
UnitedHealthcare
SilverEPO $684.08 $0 $10,150
Blue Max Copay (PCP) 50/50 $3300 with 2 $0 PCP Virtual Visits
Blue Cross and Blue Shield of Louisiana
SilverPPO $794.50 $3,300 $9,900
Blue Max Copay (PCP) 60/40 $6000 Standardized
Blue Cross and Blue Shield of Louisiana
SilverPPO $800.48 $6,000 $8,900
Blue Saver 90/70 $3400
Blue Cross and Blue Shield of Louisiana
SilverPPO $809.64 $3,400 $8,300

Silver is the only level that carries cost-sharing reductions. If your income is under 250% of the federal poverty level, a Silver plan’s deductible and copays drop automatically — often far below what Gold offers for more money. Each plan’s page shows exactly what it becomes.

Counties next to this one

Saint Mary Parish is in Rating Area 3 of Louisiana. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 7 other counties share it and are listed first; the rest are the largest in Louisiana.

CountyPlansInsurersCheapest at 40Average paid after credit
Acadia Parish same rating area 323 $503.57$123
Evangeline Parish same rating area 323 $503.57$106
Iberia Parish same rating area 323 $503.57$114
Lafayette Parish same rating area 323 $503.57$143
Saint Landry Parish same rating area 323 $503.57$123
Saint Martin Parish same rating area 323 $503.57$132
Vermilion Parish same rating area 323 $503.57$122
Bossier Parish 635 $402.19$167
Caddo Parish 635 $402.19$149
Ascension Parish 595 $424.24$162
East Baton Rouge Parish 595 $424.24$142
West Baton Rouge Parish 595 $424.24$148

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Saint Mary Parish, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.