QHP Index

Marketplace health plans in Lincoln County

40 plans sold in Lincoln County, Kansas, from 3 insurers, priced at age 50.

What people in Lincoln County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Lincoln County listed at $872 a month and the average person paid $122 after the advance premium tax credit.

Across the 105 Kansas counties CMS published, the averages are $899 and $173; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

52 of the 183 people who enrolled here — 28.4% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 50: 212730405060

PlanMetalType Premium at 50DeductibleMax out of pocket
UHC Bronze Essential (No Referrals)
UnitedHealthcare
BronzeEPO $665.76 $10,600 $10,600
UHC Bronze Standard (No Referrals)
UnitedHealthcare
Expanded BronzeEPO $700.52 $7,500 $10,000
UHC Bronze Standard+ (Dental + Vision, No Referrals)
UnitedHealthcare
Expanded BronzeEPO $721.60 $7,500 $10,000
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
UnitedHealthcare
Expanded BronzeEPO $745.47 $0 $10,600
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
UnitedHealthcare
Expanded BronzeEPO $766.55 $0 $10,600
Everyday Bronze
Ambetter from Sunflower Health Plan
Expanded BronzeEPO $771.63 $8,450 $10,150
Standard Expanded Bronze
Ambetter from Sunflower Health Plan
Expanded BronzeEPO $775.09 $7,500 $10,000
Everyday Bronze + Vision + Adult Dental
Ambetter from Sunflower Health Plan
Expanded BronzeEPO $797.31 $8,450 $10,150
Standard Expanded Bronze + Vision + Adult Dental
Ambetter from Sunflower Health Plan
Expanded BronzeEPO $800.89 $7,500 $10,000
Elite Bronze
Ambetter from Sunflower Health Plan
Expanded BronzeEPO $881.33 $0 $10,500
Elite Bronze + Vision + Adult Dental
Ambetter from Sunflower Health Plan
Expanded BronzeEPO $910.66 $0 $10,500
Standard Silver
Ambetter from Sunflower Health Plan
SilverEPO $962.40 $6,000 $8,900
BlueCare EPO Bronze
Blue Cross and Blue Shield of Kansas, Inc.
Expanded BronzeEPO $971.27 $8,300 $9,300
Focused Silver
Ambetter from Sunflower Health Plan
SilverEPO $971.68 $6,300 $8,400
BlueCare EPO Standardized Expanded Bronze
Blue Cross and Blue Shield of Kansas, Inc.
Expanded BronzeEPO $978.05 $7,500 $10,000
Standard Silver + Vision + Adult Dental
Ambetter from Sunflower Health Plan
SilverEPO $994.43 $6,000 $8,900
BlueCare EPO Simple Bronze HDHP
Blue Cross and Blue Shield of Kansas, Inc.
Expanded BronzeEPO $999.76 $7,100 $7,100
UHC Silver Value ($0 Virtual Urgent Care, No Referrals)
UnitedHealthcare
SilverEPO $1,000.83 $4,000 $10,150
UHC Silver Standard (No Referrals)
UnitedHealthcare
SilverEPO $1,003.13 $6,000 $8,900
Focused Silver + Vision + Adult Dental
Ambetter from Sunflower Health Plan
SilverEPO $1,004.02 $6,300 $8,400
Standard Gold
Ambetter from Sunflower Health Plan
GoldEPO $1,012.76 $2,000 $8,200
UHC Silver Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)
UnitedHealthcare
SilverEPO $1,017.62 $3,250 $9,200
UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
UnitedHealthcare
SilverEPO $1,021.92 $4,000 $10,150
Everyday Gold
Ambetter from Sunflower Health Plan
GoldEPO $1,025.23 $800 $7,250
UHC Gold Standard (No Referrals)
UnitedHealthcare
GoldEPO $1,026.69 $2,000 $8,200
UHC Silver Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals)
UnitedHealthcare
SilverEPO $1,038.71 $3,250 $9,200
Standard Gold + Vision + Adult Dental
Ambetter from Sunflower Health Plan
GoldEPO $1,046.47 $2,000 $8,200
Everyday Gold + Vision + Adult Dental
Ambetter from Sunflower Health Plan
GoldEPO $1,059.35 $800 $7,250
UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)
UnitedHealthcare
GoldEPO $1,063.07 $500 $7,000
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)
UnitedHealthcare
GoldEPO $1,081.43 $0 $7,000
UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals)
UnitedHealthcare
GoldEPO $1,084.15 $500 $7,000
UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals)
UnitedHealthcare
GoldEPO $1,102.52 $0 $7,000
BlueCare EPO Gold Plus
Blue Cross and Blue Shield of Kansas, Inc.
GoldEPO $1,125.92 $700 $8,300
Elite Gold
Ambetter from Sunflower Health Plan
GoldEPO $1,143.61 $0 $6,500
BlueCare EPO Gold
Blue Cross and Blue Shield of Kansas, Inc.
GoldEPO $1,161.18 $1,500 $6,400
BlueCare EPO Standardized Gold
Blue Cross and Blue Shield of Kansas, Inc.
GoldEPO $1,163.91 $2,000 $8,200
Elite Gold + Vision + Adult Dental
Ambetter from Sunflower Health Plan
GoldEPO $1,181.67 $0 $6,500
BlueCare EPO Simple Silver HDHP
Blue Cross and Blue Shield of Kansas, Inc.
SilverEPO $1,185.60 $3,400 $8,300
BlueCare EPO Silver Plus
Blue Cross and Blue Shield of Kansas, Inc.
SilverEPO $1,205.95 $5,500 $7,500
BlueCare EPO Standardized Silver
Blue Cross and Blue Shield of Kansas, Inc.
SilverEPO $1,231.72 $6,000 $8,900

Counties next to this one

Lincoln County is in Rating Area 3 of Kansas. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 12 other counties share it and are listed first; the rest are the largest in Kansas.

CountyPlansInsurersCheapest at 40Average paid after credit
Morris County same rating area 464 $476.39$215
Clay County same rating area 403 $476.39$193
Cloud County same rating area 403 $476.39$134
Dickinson County same rating area 403 $476.39$154
Ellsworth County same rating area 403 $476.39$181
Geary County same rating area 403 $476.39$111
Jewell County same rating area 403 $476.39$179
Mitchell County same rating area 403 $476.39$226
Ottawa County same rating area 403 $476.39$136
Republic County same rating area 403 $476.39$179
Riley County same rating area 403 $476.39$187
Saline County same rating area 403 $476.39$153

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Lincoln County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.