Silver plans in Hawaii County
4 Silver plans sold in Hawaii County, Hawaii, from 2 insurers, priced at age 27.
What people in Hawaii County actually paid
The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Hawaii County listed at $812 a month and the average person paid $379 after the advance premium tax credit.
Across the 4 Hawaii counties CMS published, the averages are $787 and $388; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.
217 of the 4,289 people who enrolled here — 5.1% — paid $10 a month or less.
What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.
Premiums at age 27: 212730405060
| Plan | Metal | Type | Premium at 27 | Deductible | Max out of pocket |
|---|---|---|---|---|---|
| KP HI Standard Silver 6000/40
Kaiser Permanente |
Silver | HMO | $437.04 | $6,000 | $8,900 |
| KP HI Silver 4000 Ded/600 Rx Ded
Kaiser Permanente |
Silver | HMO | $445.33 | $4,000 | $8,900 |
| KP HI Silver 3000 Ded/600 Rx Ded Plus CAM
Kaiser Permanente |
Silver | HMO | $458.73 | $3,000 | $8,900 |
| HMSA Silver PPO
HMSA |
Silver | PPO | $570.01 | $6,000 | $8,900 |
Silver is the only level that carries cost-sharing reductions. If your income is under 250% of the federal poverty level, a Silver plan’s deductible and copays drop automatically — often far below what Gold offers for more money. Each plan’s page shows exactly what it becomes.
Counties next to this one
Hawaii County is in Rating Area 1 of Hawaii. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 4 other counties share it and are listed first; the rest are the largest in Hawaii.
| County | Plans | Insurers | Cheapest at 40 | Average paid after credit |
|---|---|---|---|---|
| Honolulu County same rating area | 17 | 2 | $296.87 | $360 |
| Kalawao County same rating area | 17 | 2 | $296.87 | Not published |
| Kauai County same rating area | 17 | 2 | $296.87 | $425 |
| Maui County same rating area | 17 | 2 | $296.87 | $387 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When next year’s premiums are posted for Hawaii County, or an insurer arrives or leaves.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.