Platinum plans in Miami-Dade County
8 Platinum plans sold in Miami-Dade County, Florida, from 11 insurers, priced at age 30.
What people in Miami-Dade County actually paid
The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Miami-Dade County listed at $815 a month and the average person paid $72 after the advance premium tax credit.
Across the 67 Florida counties CMS published, the averages are $887 and $134; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.
333,103 of the 1,031,630 people who enrolled here — 32.3% — paid $10 a month or less.
What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.
Premiums at age 30: 212730405060
Counties next to this one
Miami-Dade County is in Rating Area 43 of Florida. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. No other county shares it; these are the largest in Florida.
| County | Plans | Insurers | Cheapest at 40 | Average paid after credit |
|---|---|---|---|---|
| Seminole County | 215 | 11 | $507.92 | $128 |
| Orange County | 208 | 11 | $330.34 | $92 |
| Broward County | 197 | 12 | $501.17 | $94 |
| Lake County | 196 | 10 | $493.99 | $123 |
| Palm Beach County | 195 | 11 | $490.59 | $116 |
| Osceola County | 192 | 10 | $494.18 | $67 |
| Hillsborough County | 173 | 8 | $475.38 | $108 |
| Marion County | 173 | 8 | $514.37 | $103 |
| Pasco County | 173 | 8 | $483.36 | $131 |
| Polk County | 159 | 7 | $480.92 | $97 |
| Volusia County | 154 | 8 | $332.29 | $152 |
| Brevard County | 152 | 8 | $281.89 | $162 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When next year’s premiums are posted for Miami-Dade County, or an insurer arrives or leaves.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.