Catastrophic plans in Indian River County
2 Catastrophic plans sold in Indian River County, Florida, from 7 insurers, priced at age 30.
What people in Indian River County actually paid
The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Indian River County listed at $802 a month and the average person paid $203 after the advance premium tax credit.
Across the 67 Florida counties CMS published, the averages are $887 and $134; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.
5,243 of the 19,946 people who enrolled here — 26.3% — paid $10 a month or less.
What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.
Premiums at age 30: 212730405060
| Plan | Metal | Type | Premium at 30 | Deductible | Max out of pocket |
|---|---|---|---|---|---|
| Catastrophic 1746 (Primary Care Copay Visits 1-3, Open Access)
Health First Commercial Plans, Inc. |
Catastrophic | HMO | $255.34 | $10,600 | $10,600 |
| Wellpoint Essential Catastrophic (+ Incentives)
WellPoint |
Catastrophic | HMO | $512.61 | $10,600 | $10,600 |
Counties next to this one
Indian River County is in Rating Area 30 of Florida. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. No other county shares it; these are the largest in Florida.
| County | Plans | Insurers | Cheapest at 40 | Average paid after credit |
|---|---|---|---|---|
| Seminole County | 215 | 11 | $507.92 | $128 |
| Orange County | 208 | 11 | $330.34 | $92 |
| Broward County | 197 | 12 | $501.17 | $94 |
| Lake County | 196 | 10 | $493.99 | $123 |
| Palm Beach County | 195 | 11 | $490.59 | $116 |
| Osceola County | 192 | 10 | $494.18 | $67 |
| Miami-Dade County | 189 | 11 | $501.70 | $72 |
| Hillsborough County | 173 | 8 | $475.38 | $108 |
| Marion County | 173 | 8 | $514.37 | $103 |
| Pasco County | 173 | 8 | $483.36 | $131 |
| Polk County | 159 | 7 | $480.92 | $97 |
| Volusia County | 154 | 8 | $332.29 | $152 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When next year’s premiums are posted for Indian River County, or an insurer arrives or leaves.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.