QHP Index

Gold plans in Flagler County

30 Gold plans sold in Flagler County, Florida, from 6 insurers, priced at age 30.

What people in Flagler County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Flagler County listed at $883 a month and the average person paid $154 after the advance premium tax credit.

Across the 67 Florida counties CMS published, the averages are $887 and $134; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

4,572 of the 18,465 people who enrolled here — 24.8% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 30: 212730405060

PlanMetalType Premium at 30DeductibleMax out of pocket
Gold Simple | with AdventHealth
Oscar Health Maintenance Organization of Florida
GoldHMO $561.63 $3,000 $9,950
Gold Elite Saver Plus | with AdventHealth
Oscar Health Maintenance Organization of Florida
GoldHMO $563.20 $0 $9,500
Gold Savings 1825 ($25 Primary Care Copay, $50 Specialist Copay, Open Access)
Health First Commercial Plans, Inc.
GoldHMO $587.81 $3,050 $8,100
Gold Classic Standard | with AdventHealth
Oscar Health Maintenance Organization of Florida
GoldHMO $589.99 $2,000 $8,200
Gold Savings 1825 + Adult Dental + Adult Vision ($25 Primary Care Copay, $50 Specialist Copay, Open Access)
Health First Commercial Plans, Inc.
GoldHMO $614.27 $3,050 $8,100
Gold Standard 1833
Health First Commercial Plans, Inc.
GoldHMO $618.37 $2,000 $8,200
Gold Classic Standard
Oscar Health Maintenance Organization of Florida
GoldHMO $619.43 $2,000 $8,200
Gold 1742 (Emergency Room & Inpatient Hospitalization Copay, $0 Outpatient Labs, $0 MRI, Open Access)
Health First Commercial Plans, Inc.
GoldHMO $652.17 $3,000 $8,250
Gold 1742 + Adult Dental + Adult Vision (Emergency Room & Inpatient Hospitalization Copay, $0 Outpatient Labs, $0 MRI, Open Access)
Health First Commercial Plans, Inc.
GoldHMO $678.63 $3,000 $8,250
Gym Access IND Gold HMO H.S.A 9010
Florida Health Care Plans
GoldHMO $692.89 $2,000 $6,500
Gym Access IND Gold HMO OA Standard 3450
Florida Health Care Plans
GoldHMO $714.65 $2,000 $8,200
Gym Access IND Gold HMO 4500
Florida Health Care Plans
GoldHMO $740.64 $2,550 $5,600
Gym Access IND Gold HMO BC 5651
Florida Health Care Plans
GoldHMO $775.97 $0 $7,800
Gym Access IND Gold POS OA Standard 3450
Florida Health Care Plans
GoldPOS $821.85 $2,000 $8,200
Gym Access IND Gold POS 55001
Florida Health Care Plans
GoldPOS $857.21 $2,800 $8,100
UHC Gold Standard
UnitedHealthcare
GoldHMO $857.49 $2,000 $8,200
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx)
UnitedHealthcare
GoldHMO $864.88 $0 $10,600
UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx)
UnitedHealthcare
GoldHMO $880.62 $500 $9,000
Gym Access IND Gold POS BC 5651
Florida Health Care Plans
GoldPOS $892.36 $0 $7,800
UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision)
UnitedHealthcare
GoldHMO $901.52 $500 $9,000
BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldEPO $952.41 $2,000 $8,200
BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldEPO $974.95 $1,500 $6,450
BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldEPO $1,000.66 $0 $6,250
BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldEPO $1,004.36 $0 $6,250
BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
GoldPOS $1,337.30 $2,000 $8,200
BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
GoldPOS $1,370.24 $1,500 $6,450
BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
GoldPOS $1,418.34 $0 $6,250
BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldPPO $1,426.82 $2,000 $8,200
BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldPPO $1,460.71 $1,500 $6,450
BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldPPO $1,500.40 $0 $6,250

Counties next to this one

Flagler County is in Rating Area 17 of Florida. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. No other county shares it; these are the largest in Florida.

CountyPlansInsurersCheapest at 40Average paid after credit
Seminole County 21511 $507.92$128
Orange County 20811 $330.34$92
Broward County 19712 $501.17$94
Lake County 19610 $493.99$123
Palm Beach County 19511 $490.59$116
Osceola County 19210 $494.18$67
Miami-Dade County 18911 $501.70$72
Hillsborough County 1738 $475.38$108
Marion County 1738 $514.37$103
Pasco County 1738 $483.36$131
Polk County 1597 $480.92$97
Volusia County 1548 $332.29$152

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Flagler County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.