QHP Index

Marketplace health plans in New Castle County

40 plans sold in New Castle County, Delaware, from 3 insurers, priced at age 21.

What people in New Castle County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in New Castle County listed at $889 a month and the average person paid $311 after the advance premium tax credit.

Across the 3 Delaware counties CMS published, the averages are $894 and $310; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

2,710 of the 23,349 people who enrolled here — 11.6% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 21: 212730405060

PlanMetalType Premium at 21DeductibleMax out of pocket
my Blue Access Major Events Select PPO Catastrophic 10600 - 3 Free PCP Visits
Highmark Blue Cross Blue Shield Delaware
CatastrophicPPO $366.09 $10,600 $10,600
AmeriHealth Caritas Next Bronze Essential + No Referrals
AmeriHealth Caritas Next
BronzeHMO $424.36 $10,600 $10,600
Everyday Bronze
Ambetter Health of Delaware
Expanded BronzeEPO $437.14 $8,450 $10,150
Standard Expanded Bronze
Ambetter Health of Delaware
Expanded BronzeEPO $438.79 $7,500 $10,000
AmeriHealth Caritas Next Bronze Signature + No Referrals
AmeriHealth Caritas Next
Expanded BronzeHMO $450.42 $7,500 $10,000
my Blue Access Select PPO Bronze 9200
Highmark Blue Cross Blue Shield Delaware
Expanded BronzePPO $452.43 $9,200 $9,200
Everyday Bronze + Vision + Adult Dental
Ambetter Health of Delaware
Expanded BronzeEPO $453.85 $8,450 $10,150
Standard Expanded Bronze + Vision + Adult Dental
Ambetter Health of Delaware
Expanded BronzeEPO $455.57 $7,500 $10,000
AmeriHealth Caritas Next Bronze Premier + No Referrals
AmeriHealth Caritas Next
Expanded BronzeHMO $459.46 $3,850 $10,600
Principal Bronze HSA
Ambetter Health of Delaware
Expanded BronzeEPO $465.47 $5,200 $8,050
Principal Bronze HSA + Vision + Adult Dental
Ambetter Health of Delaware
Expanded BronzeEPO $483.27 $5,200 $8,050
my Blue Access Select PPO Standard Bronze 7500
Highmark Blue Cross Blue Shield Delaware
Expanded BronzePPO $488.74 $7,500 $10,000
my Blue Access Select PPO Bronze 3800
Highmark Blue Cross Blue Shield Delaware
Expanded BronzePPO $493.88 $3,800 $9,900
my Blue Access Select PPO Bronze 3800 + Adult Dental and Vision
Highmark Blue Cross Blue Shield Delaware
Expanded BronzePPO $510.07 $3,800 $9,900
Standard Silver
Ambetter Health of Delaware
SilverEPO $536.18 $6,000 $8,900
Focused Silver
Ambetter Health of Delaware
SilverEPO $541.25 $6,300 $8,400
Focused Silver + Vision + Adult Dental
Ambetter Health of Delaware
SilverEPO $561.94 $6,300 $8,400
Clear Gold
Ambetter Health of Delaware
GoldEPO $569.03 $1,200 $9,150
Elite Silver
Ambetter Health of Delaware
SilverEPO $576.13 $0 $8,350
AmeriHealth Caritas Next Gold Signature + No Referrals
AmeriHealth Caritas Next
GoldHMO $577.81 $2,000 $8,300
Standard Gold
Ambetter Health of Delaware
GoldEPO $583.42 $2,000 $8,300
my Blue Access Select PPO Standard Gold 2000
Highmark Blue Cross Blue Shield Delaware
GoldPPO $585.23 $2,000 $8,300
Clear Gold + Vision + Adult Dental
Ambetter Health of Delaware
GoldEPO $590.79 $1,200 $9,150
my Blue Access Select PPO Gold 1700 HSA
Highmark Blue Cross Blue Shield Delaware
GoldPPO $594.71 $1,700 $7,100
AmeriHealth Caritas Next Silver Signature + No Referrals
AmeriHealth Caritas Next
SilverHMO $595.09 $6,000 $8,900
Elite Silver + Vision + Adult Dental
Ambetter Health of Delaware
SilverEPO $598.16 $0 $8,350
AmeriHealth Caritas Next Gold Premier + No Referrals
AmeriHealth Caritas Next
GoldHMO $598.58 $950 $8,500
AmeriHealth Caritas Next Silver Essential + No Referrals
AmeriHealth Caritas Next
SilverHMO $599.11 $6,100 $9,000
AmeriHealth Caritas Next Silver Premier + No Referrals
AmeriHealth Caritas Next
SilverHMO $599.74 $400 $10,200
my Blue Access Select PPO Standard Gold 2000 + Adult Dental and Vision
Highmark Blue Cross Blue Shield Delaware
GoldPPO $601.42 $2,000 $8,300
Standard Gold + Vision + Adult Dental
Ambetter Health of Delaware
GoldEPO $605.73 $2,000 $8,300
Complete Gold
Ambetter Health of Delaware
GoldEPO $611.02 $1,450 $7,500
my Blue Access Select PPO Gold 0
Highmark Blue Cross Blue Shield Delaware
GoldPPO $625.93 $0 $7,500
my Blue Access Select PPO Standard Silver 6000
Highmark Blue Cross Blue Shield Delaware
SilverPPO $630 $6,000 $8,900
Complete Gold + Vision + Adult Dental
Ambetter Health of Delaware
GoldEPO $634.38 $1,450 $7,500
my Blue Access Select PPO Gold 0 + Adult Dental and Vision
Highmark Blue Cross Blue Shield Delaware
GoldPPO $642.13 $0 $7,500
my Blue Access Select PPO Premier Gold 0 + Adult Dental and Vision
Highmark Blue Cross Blue Shield Delaware
GoldPPO $652.03 $0 $7,000
my Blue Access Select PPO Premier Silver 0 + Adult Dental and Vision
Highmark Blue Cross Blue Shield Delaware
SilverPPO $698.93 $0 $9,700
my Blue Access Select PPO Standard Platinum 0
Highmark Blue Cross Blue Shield Delaware
PlatinumPPO $794.18 $0 $5,300
my Blue Access Select PPO Premier Platinum 0 + Adult Dental and Vision
Highmark Blue Cross Blue Shield Delaware
PlatinumPPO $798.48 $0 $5,000

Counties next to this one

New Castle County is in Rating Area 1 of Delaware. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 2 other counties share it and are listed first; the rest are the largest in Delaware.

CountyPlansInsurersCheapest at 40Average paid after credit
Kent County same rating area 403 $467.86$248
Sussex County same rating area 403 $467.86$371

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for New Castle County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.