QHP Index

Marketplace health plans in Navajo County

14 plans sold in Navajo County, Arizona, from 2 insurers, priced at age 30.

What people in Navajo County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Navajo County listed at $1,114 a month and the average person paid $446 after the advance premium tax credit.

Across the 15 Arizona counties CMS published, the averages are $937 and $222; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

404 of the 3,111 people who enrolled here — 13.0% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 30: 212730405060

PlanMetalType Premium at 30DeductibleMax out of pocket
Imperial Standard Bronze
Imperial Insurance Companies, Inc.
Expanded BronzeHMO $496.14 $7,500 $10,000
Imperial Standard Silver
Imperial Insurance Companies, Inc.
SilverHMO $578.92 $6,000 $8,900
Imperial Preferred Silver
Imperial Insurance Companies, Inc.
SilverHMO $593.72 $7,500 $9,500
Imperial Standard Gold
Imperial Insurance Companies, Inc.
GoldHMO $682.63 $2,000 $8,200
Imperial Preferred Gold
Imperial Insurance Companies, Inc.
GoldHMO $691.72 $1,000 $8,000
AZ Blue AdvanceHealth Bronze Neighborhood (4 Free PCP Visits)
Blue Cross Blue Shield of Arizona
Expanded BronzeHMO $693.31 $10,150 $10,150
AZ Blue StandardHealth Bronze Neighborhood
Blue Cross Blue Shield of Arizona
Expanded BronzeHMO $739.38 $7,500 $10,000
AZ Blue Portfolio Bronze HSA Neighborhood
Blue Cross Blue Shield of Arizona
Expanded BronzeHMO $826.24 $7,100 $7,100
AZ Blue AdvanceHealth Silver Neighborhood (4 Free PCP Visits)
Blue Cross Blue Shield of Arizona
SilverHMO $914.17 $7,200 $7,200
AZ Blue StandardHealth Silver Neighborhood
Blue Cross Blue Shield of Arizona
SilverHMO $931.14 $6,000 $8,900
AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit)
Blue Cross Blue Shield of Arizona
SilverHMO $940.45 $7,500 $9,200
AZ Blue AdvanceHealth Gold Neighborhood (4 Free PCP Visits)
Blue Cross Blue Shield of Arizona
GoldHMO $1,092.71 $4,800 $4,800
AZ Blue EverydayHealth Gold Neighborhood (1 Free PCP Visit)
Blue Cross Blue Shield of Arizona
GoldHMO $1,125.83 $1,475 $8,000
AZ Blue StandardHealth Gold Neighborhood
Blue Cross Blue Shield of Arizona
GoldHMO $1,150.47 $2,000 $8,200

Counties next to this one

Navajo County is in Rating Area 1 of Arizona. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 3 other counties share it and are listed first; the rest are the largest in Arizona.

CountyPlansInsurersCheapest at 40Average paid after credit
Coconino County same rating area 262 $646.61$212
Mohave County same rating area 242 $686$190
Apache County same rating area 91 $780.66$179
Maricopa County 867 $353.76$226
Pima County 867 $351.99$247
Pinal County 786 $352.70$221
Santa Cruz County 625 $375.16$205
Gila County 454 $429.73$241
Graham County 303 $560.83$192
La Paz County 283 $701.78$172
Cochise County 252 $580.53$172
Greenlee County 252 $580.53$134

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Navajo County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.